How To Integrate To PesaLink

PesaLink enables you to transfer funds from one bank account to another in realtime.

It is accessible through the various bank channels: Mobile banking, Internet banking, ATM, agency and branch. PesaLink allows you to conveniently send money directly to the recipient's bank account by simply using their mobile phone number.

With PesaLink, you can directly send or receive as little as Ksh. 10 upto Ksh. 999,999 instantly..

IPSL recently upgraded its SWITCH from ISO8583 to the new ISO20022 message standard.

This migration brought with it a myriad of capabilities as outlined below:

• Account validation - Enables verification of target account before funds transfer
• Support of different types of payments (Credit Transfers and Request to Pay, Request to Pay by PSP and Request to Pay with Mandate ID)
• Support the three-layer structure of participants (direct, indirect and payment initiators or sub participants)
• Anti-Fraud checks
• Detailed and more relevant reports
• Secure payment and information exchange
• Access to IPS services is provided for eligible Participants through Unified REST API over XML

PesaLink enables you to transfer funds from one bank account to another in realtime.

It is accessible through the various bank channels: Mobile banking, Internet banking, ATM, agency and branch. PesaLink allows you to conveniently send money directly to the recipient's bank account by simply using their mobile phone number.

With PesaLink, you can directly send or receive as little as Ksh. 10 upto Ksh. 999,999 instantly..

This feature gives the sending customer the capability to verify target account holder's name and/or account number before commiting to transfer funds.

PesaLink provides this functionality to allow the sending customer at the originating bank to transfer funds from their bank account to the recipient customer's bank account.

Transaction Status Query allows merchants to perform a request to inquire about the status of a previously submitted payment instruction in form of Customer Credit Transfer, Payment Cancellation Request, Payment Return, Creditor Payment Activation Request or Customer Credit Transfer Initiation

This instruction is sent by debtor bank to to request for refund for an already fully processed credit transfer request

This is a request that is sent by recipient (creditor account) in order to request movement of funds from the source account (debtor account) to the creditor bank account.